New Zero ad popups & 1-tap UPI settlement. Say goodbye to awkward money reminders!
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SaathPay Together Tab
Share expenses. Stay together.

Split group bills easily. Settle in seconds with instant UPI.

Whether it’s flat rent with roommates, Goa trip expenses, or Friday team lunches—SaathPay handles the split math and debt simplification with zero awkward reminders.

AP
RK
SJ
+5k
50,000+ Smart Users
Across India splitting daily
★★★★★
4.9/5 on Play Store
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Goa Trip 🏖️

4 members active

Live Tab
Your Net Balance
₹2,350.00
Overall you are owed across 3 groups
Recent Group Expenses
🍕
Beach Shack Dinner
Alex paid ₹3,440 • 4 people
₹860
You owe
🚕
Airport Taxi Cab
You paid ₹1,600 • 4 people
+ ₹1,200
You get
✓ Settled ₹860 instantly via UPI!
GPay deep-linked
₹0
Free Forever (No Ad Spam)
100%
UPI Ecosystem Compatible
3 Modes
Equal, Exact ₹ & Percentage
< 3 Sec
To Log Any Group Expense
Try it right now

Live Group Split Calculator

See how SaathPay effortlessly splits bills between you and your friends in minor-unit precision.

₹
4
1 (Just you) 10 20 People
Everyone's Share
₹700

Calculated down to the exact rupee without float rounding errors.

Gross Bill: ₹2,800
Tip/Extra: ₹0
Awkward Math Avoided: 100%
Engineered for real life

Everything you need to keep money clean with friends

Designed specifically for Indian spending habits, roommates, flatshares, road trips, and UPI apps.

⚡

Native UPI 1-Tap Settle

Forget asking for UPI IDs and phone numbers. One tap creates a deep-link directly into GPay, PhonePe, or Paytm with the exact amount pre-filled.

🧮

3 Flexible Split Modes

Split equally, specify exact rupee amounts per person, or divide by custom percentage. Real-time balance validation prevents any remaining paise discrepancies.

📉

Smart Debt Simplification

If Alex owes Sam ₹500, and Sam owes Jordan ₹500, SaathPay simplifies it so Alex just pays Jordan directly. Fewer transfers, zero confusion.

🏠

Flatmate & Household Tabs

Keep ongoing recurring tabs for rent, maid salary, cook, WiFi, and daily groceries. View your rolling balance at any time with complete transparency.

✈️

Offline-Ready For Trips

Traveling through Ladakh or on a flight with zero signal? Add expenses offline anytime. Everything seamlessly syncs as soon as connection is restored.

🛡️

No Ads, 100% Privacy

We don't harvest your contacts, spam you with insurance ads, or lock basic splitting behind expensive monthly paywalls. Your finances are strictly private.

Simple as 1, 2, 3

How SaathPay Works

Start splitting in seconds without mandatory logins or complex setup.

1

Create a Group

Name your tab (e.g., “Manali Vacation”, “Flat 402 Rent”) and add your friends in seconds via link or phone number.

2

Add Expenses Instantly

Anyone can log an expense in under 5 seconds. Choose who paid and choose equal, exact, or percentage splits.

3

Settle in 1 Tap

Hit Settle Up! SaathPay invokes your installed UPI app and settles debts directly without transaction fees.

The Modern Choice

Why Switch to SaathPay?

Tired of 30-second full-screen video ads and daily expense limits in legacy apps?

Features SaathPay Legacy Split Apps WhatsApp / Excel
Native Indian UPI Settlement ✓ 1-Tap GPay/PhonePe ❌ Requires copy-pasting ❌ Manual typing
Aggressive Video Ads & Paywalls ✓ Zero Ads, 100% Free ❌ Frequent 30s ad walls ✓ None
Smart Debt Simplification ✓ Built-in & Free ❌ Often locked in "Pro" ❌ Extremely complicated
Daily Expense Logging Limit ✓ Unlimited ❌ Capped at 3-4/day ✓ Unlimited
Split by Equal, Exact & Percent ✓ Minor-unit precision ✓ Yes ❌ Manual formulas
Loved by friends

What Our Community Says

“We lived with 3 flatmates in Bangalore and rent splits used to turn into hour-long WhatsApp debates every single month. SaathPay fixed that overnight.”

AK
Aakash K.
Koramangala, Bangalore

“The UPI integration is gold! No more asking 'What is your PhonePe number?'. You just press Settle and it opens GPay with the exact amount. 10/10.”

PS
Pooja Sharma
Trip Organizer, Mumbai

“Finally an app without full-screen video ads popping up while splitting a restaurant bill. Clean, fast, and simple.”

RM
Rohan Mehta
IIT Delhi Student
Got Questions?

Frequently Asked Questions

Yes! SaathPay is 100% free to use. You can create unlimited groups, log unlimited expenses, and simplify balances without any subscription fees or annoying 30-second ad roadblocks.
When you tap "Settle via UPI", SaathPay uses the standard UPI deep-linking protocol (`upi://pay`). It opens your preferred app (Google Pay, PhonePe, Paytm, or BHIM) with the exact recipient UPI ID and rupee amount pre-filled, so money transfers directly from bank to bank safely.
Absolutely! You can choose between Equal split, Exact Rupee allocations per person, or Percentage splits. SaathPay automatically checks that allocations total up to 100% of the bill down to the paisa.
In groups where multiple people pay for different things, everyone often ends up owing each other small amounts. SaathPay’s graph algorithm nets out reciprocal debts and reduces a web of 12 separate payments to just 2 or 3 minimal settlements.
🚀 Start splitting today

Ready to make group expenses effortless?

Download SaathPay on Android & iOS, or launch the web version instantly. No credit card required.