Terms of Service

1. Agreement to Terms

By accessing or using the SaathPay website or mobile application, you agree to be bound by these Terms of Service. If you do not agree with any part of these terms, you may not use our services.

2. Purpose of Service

SaathPay provides a bookkeeping and balance calculation tool for friends, roommates, and groups to track and split shared expenses. SaathPay is not a bank, non-banking financial company (NBFC), or money transmitter.

3. User Responsibilities

• Users are solely responsible for verifying the accuracy of expenses and splits entered into their groups.
• Users are responsible for confirming recipient details before authorizing any money transfers through their external UPI payment apps.
• You agree not to use SaathPay for any unlawful transactions, fraudulent claims, or commercial money laundering.

4. Disclaimer of Warranties

SaathPay is provided on an "AS IS" and "AS AVAILABLE" basis. While we strive to ensure minor-unit split accuracy and continuous availability, we cannot guarantee uninterrupted or error-free operation.

5. Inquiries

For questions regarding these terms, reach us at support@saathpay.app.