Privacy Policy

1. Overview

At SaathPay, we believe your personal finances and group expense records are completely private. This Privacy Policy outlines what information we collect, how it is used, and how your privacy is protected.

2. Information We Collect

• Account & Profile Details: Your name, phone number, and optional profile picture when you create an account.
• Group Expense Data: Group names, member allocations, expense descriptions, dates, and amounts entered by group participants.
• UPI Settlement Handles: Virtual Payment Addresses (UPI IDs) you choose to save to facilitate 1-tap deep linking settlements.

3. How Payments Work via UPI

SaathPay does NOT process, store, or hold your banking passwords, MPIN, debit card details, or wallet balance. When you choose to settle a balance, SaathPay triggers a standard UPI deep link to your device's banking/UPI app (e.g. Google Pay, PhonePe, Paytm). All monetary transactions occur entirely within RBI-regulated banking networks.

4. Data Security

We use industry-standard encryption protocols (TLS/HTTPS) to secure all communication between your device and our servers. We never sell or rent your personal information to third-party advertisers.

5. Contact Us

If you have any questions about this Privacy Policy or your account data, please contact us at support@saathpay.app.